Helping Ohio and Michigan families start fresh through Chapter 7
Sometimes situations beyond your control can profoundly impact your earning potential and lead to overwhelming debt. If you find yourself unable to pay your bills, you may want to consider filing for bankruptcy. Chapter 7 bankruptcy gives you and your spouse relief from debts through the liquidation of your assets. Once you’ve filed for bankruptcy, creditors must immediately stop collection efforts, including harassing letters and phone calls. Laura Menard has 10 years of experience helping clients obtain Chapter 7 debt relief.

Means test
To qualify for Chapter 7 bankruptcy relief, you must satisfy the court’s means test, a standard determined by the median income in Ohio and the calculation of your income and expenses. If Chapter 7 bankruptcy is not an option for you, Chapter 13 may be available. Laura can help you determine whether you are eligible for Chapter 7 bankruptcy and if it is your best solution for dealing with your debts.

Discharge of debts
Through her extensive legal knowledge and meticulous analysis, Laura determines which assets are entitled to exemption and negotiates with the trustee for your right to preserve assets from bankruptcy liquidation. She successfully strategizes exemption plans in Chapter 7 bankruptcies that often allow her clients to retain most — and sometimes all — of their property. Upon conclusion of the bankruptcy, the court will grant a discharge of your debts, allowing you to make a fresh start.

Preparing for your appointment
Make the most out of your initial appointment with Laura by coming prepared with:

• A list of your creditors’ names, amount of each claim and nature of the debt
• Your employer’s name and your gross and net income
• Information on all other sources of income and amounts
• A list of all your property and estimated values
• A list of your monthly expenses and amounts

Contact a committed Chapter 7 bankruptcy attorney who can help Ohio and Michigan debtors
Menard Law Office, LLC is located in Toledo, OH and serves clients throughout Ohio and Michigan

Call Menard Law Office, LLC at 419-491-4818 or contact Laura Menard online to schedule your free consultation.

We are a debt relief agency. We help people file for bankruptcy relief under the bankruptcy code.

4334 W. Central Ave., Ste. 222,
Toledo, OH 43615
Ph: 419-491-4818
Fax: 419-720-8222
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